Sunday 25 September 2022 we will vote for the renewal of the Chamber of Deputies and the Senate of the Republic. Key issues on which the sides are discussing appear to be the flat tax, the revision of the PNRR, the citizen's income,the ecological transition, measures for work, digitalization, healthcare, I'm going to the right school, the family., only, the analysis of electoral programs, It clearly lets emerge empty and complete inattention on topics and crucial problems for society and for economic recovery. In this sense, it is prescribed to underline the poor sensitivity shown by all parties on the topic, Extremely incident on voters, which affixed to the phenomenon of scams, especially insurance, who proliferate in the RCA and non -RCA sector. The phenomenon, actually, extreme merity attention because it represents serious pecuniary damage and the image of the entire community. It is unfortunately well known that, in recent years, The economic crisis that weighs on our country has made the malpractice of fraud a real social safety net, through which many people, often supported by the work of professionals of the caliber of lawyers, medici, Experts and other professionalism try to "earn" some money by simulating road accidents, fire, robberies and events of this kind. It was possible to notice, in particular, that there is an increasing number of citizens who also occasionally commit crimes against assets sometimes even for compensation of a small amount., The scam is believed to be a sort of revenge for failure to use, be a "due" gain, a burden that the state must pay for not having provided for everyone's well -being., so, an unjustified indulgence towards the fraud because it is led to believe that it is a crime without victims or, in the worst hypothesis, that the victims are "the rich".!The social implications of fraud must not be underestimated: In reality they represent a business of millions of euros and in particular those insurance those are counterbit to make Italy the country in Europe with the highest insurance costs, which are divided into all citizens, damaging those who live every day of sacrifices and work., therefore evident that the phenomenon has devastating consequences, As determined by the same insurance companies in the sector of their interest: dear policies (with obvious repercussions on the general economic system, ad is. on production costs, on the rates of services managed by companies and consumer prices); longer compensation times (with the use of means otherwise distractable for other activities and with a considerable use of the dispute); alteration of the certainty of the insurance relationship (resistance to ensure); distrust of companies (image problems, of loyalty, ecc..); exponential increase of the phenomenon (of the counterfeiting of insurance documentation, Failure to cover and increase in the phenomenon connected to road piracy);difference of users (The phenomenon is no longer limited to certain categories, but it presents itself extended to all social strata).The Fernomeno delle Scams must therefore be considered as a serious cultural and social problem, so, a manifestation of the malpractice and the lack of civic sense on which it is necessary to intervene: The institutions are increasingly aware of the problem and are being activated so that the damage can be contained, but in the background of the various construction sites he continues to constantly reign that geographical map, known through the production of analysis, figures and projections, which divides the Italian regions into more or less fraudulent areas, recognizing the primacy to the Campania Region. In this region, in particular, The phenomenon has aroused several investigations by the competent prosecutors, the outcome of which membership crimes aimed at the scams participated by fake damaged have been contested, Damage fake, false witnesses, but also from so -called "white collars", experts and unfortunately also legal and operators employed at the service of justice. We find us, therefore, Faced with a social scourge, illustrated by the numbers, which cannot be remedied by a part of the political world with approximate ads and promises to Italians of unpleasant legislative interventions to contain the indecent costs of the policies in some areas of our country. The solution to the problem can only start from the ability to evaluate the causes, The social and economic weight of unjustified levels of fraudulent actions in certain areas and particular sectors. Increase the level of understanding of the phenomenon, avoiding harmful proclamations for everyone, It is the turning point in the question of dear tariffs: To solve it, they need, In addition to the actions of the companies, adequate rules that favor the monitoring of the phenomenon and the certainty of the repression, The certainty of the penalty, thus also protecting virtuous citizens and the entire community., Furthermore, a cultural operation of recovery of legality at all levels, that makes the social costs of illegal activity perceive. In this sense it becomes desirable, or better, It is appropriate to cause the necessary involvement of the local authorities in the fight against insurance fraud. The interest of the P.A to contrast the phenomenon should be more than evident: On the one hand when the entities are considered in their figure of representative institution of the resident community, on the other, if we consider that the investigation of the Guardia di Finanza and public ministries led to the dispute of criminal crimes to criminal aimed at the insurance scam and connected crimes against public faith and the public administration. From which it also derived damage to the image of the entire community., It should also be considered that serious violations and/or corruption phenomena that occur in some judicial offices, are such as to determine a direct damage to the Treasury (of which the magistrates and administrative officials who have incurred would be called to respond, with their provisions in errors and irregularities, According to the general regulation in terms of administrative liability), but also indirect damage represented by the patrimonial prejudice caused to a private individual that the administration could be called to compensate, thus enduring the relative burden., therefore, With the awareness and firm conviction that in a difficult socio-economic moment like the contingent one, one must necessarily operate for the common good, carrying out concrete proposals and solutions, that political forces are invited to a more in -depth knowledge of the problems, causing debates and comparisons aimed at elaboles targeted actions to protect citizens. Impact the legal and legislative aspect must certainly be intervened on territorial competence because, From that the place of improvement of the crime of insurance fraud has been identified in the one in which the insurance company has registered office, consequences that have proven to be bankruptcy in the fight against the repression of the phenomenon are derived. The competence, Instead, must necessarily take root in the place where the crime is consumed: centralize it at a few courts, strangers to the crime scene and the dispute in which the fraudulent phenomenon is rampant, It means swallowing the system, which translates into countless storage requests. This without considering the huge costs that is called to support the victim of the crime. Still, in the fight against the repression of fraudulent phenomena, with particular regard to the hiring fraud, The decriminalization of minor crimes against public faith has proven extremely counterproductive, With particular reference to that of falsehood in private scrot ", in order to promote regulatory interventions. In the perspective of giving actual protection to the community and offering a strong signal of disapproval of illegal behavior, Public administrations would also be appropriate to evaluate the opportunity to constitute a civil party in criminal proceedings as representatives of the injured community and in relation to the damage to the image resulting from the dispute of association crimes, as well as in relation to the economic/ tax damage resulting from the establishment and celebration of processes spoiled by behaviors of the judgmental body and exorbitant administrative officials., Considering that the malcostume of the scam is now rampant in different sectors, becoming increasingly "intelligent" and in step with the times, and often creating psychological repercussions in victims, The establishment of a guarantee authority for citizens would also be desirable, to report the hypotheses of scams, With the task of wanting to the phenomenon, contrast its diffusion, provide protection to citizens who are prejudice to it.’ our hope that the problems exposed can be careful and solicit the processing of appropriate intervention measures on the subject.
THE care of ricardo vizzino
