Deadline for submitting an application at the Help Desk: until available resources are exhausted
Financial assistance from the Ministry of Business and Made in Italy (MIMIT), managed by Invitalia, aimed at young people (18-35 years) and women who want to start or consolidate a micro or small business in Italy.
| ON is a concrete opportunity for under 35 and women who want to start a business: subsidized finance at zero interest + Lost a contribution, with simple access and no fixed deadlines. Territory of intervention: Entire national territory. Direct recipients: – Young: Natural persons aged between 18 e 35 years at the time of application; – Donne: Natural persons of any age; – Established companies: Micro and small businesses consisting of no more than 60 months from the date of submission of the application; – Company to be established: Individuals or groups who intend to set up a new business (the constitution must take place within 60 days from approval); – Women's businesses: women of any age can access even without the presence of young people under 35 – Mixed enterprises: co-presence of young people and women is allowed and valued; – Constituent: natural persons can apply before the formal establishment of the company; – New local units: Existing companies can access to open new production units, provided they consist of ≤60 months. Proposing subjects: Proposer and recipient coincide, provided that the person submitting the application is actually the owner (or future owner) of the subsidized company, in compliance with personal and company requirements. Additional requirements: – Regularity: Valid DURC, tax/contribution position in order, absence of insolvency proceedings. – Operation: Headquarters and investments in Italy (no primary agriculture, fishing, finance). – Coherent business plan, spese ≤ €1,5M/3M, ability to repay the loan. – Timing: Investment to be made by 24 months from signing; expenses not yet incurred upon application. Type of interventions: – Investments in capital goods: machinery, plants, equipment, technologies; – Expenses for employees and collaborators; – Professional training activities; – Technical and specialist consultancy; – Patents, licenses, trademarks and other intellectual property rights: – Ordinary management costs (within the limits set by the implementing decree). Eligible expenses: – Investments in tangible capital goods: machinery, plants, equipment, production technologies; – Investments in intangible assets: patents, licenses, brands, software, know-how, intellectual property rights; – Expenses for employees and collaborators, including social charges; – Professional training activities for staff; – Technical consultancy, specialists and business management support services; – Ordinary management costs, within the limits set by the implementing decree of 4 December 2020. Ineligible expenses: – Production-related activities, transformation or distribution of fossil fuels; – Waste disposal activities that do not comply with environmental regulations; – Activities with significant negative impact on biodiversity, water resources and circular economy; – Activities not compliant with relevant European Union and national environmental legislation; – Expenses already financed by other European or national resources (prohibition of double financing, art. 9 of EU Regulation 2021/241); – Expenses not traceable through separate accounting or appropriate accounting coding; – Expenses not documented or not reported within the expected times and forms; – Expenses incurred outside the eligibility period indicated in the concession provision; – Expenses relating to activities not consistent with the approved investment program. Resources available: 100 million euros from PNRR resources for the ON measure, of which the 40% intended for the Southern Regions. Contribution required: Zero interest financing for investment programs, with relief granted in the form of a subsidized loan up to the maximum amount envisaged by the implementing decree of the ON measure. |
